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Bukku review: cloud accounting for Malaysian SMEs

Tuesday, 29 September 2026 · by Admin
Bukku review: cloud accounting for Malaysian SMEs
Bukku is a Malaysian cloud accounting software built for small and medium enterprises (SMEs), freelancers and accounting firms. It covers the everyday money tasks of a business, such as invoicing, expenses, bank reconciliation and financial reports, in a simple web-based system. With LHDN e-Invoicing being rolled out in phases, many Malaysian businesses are now looking for accounting software that is ready for it. We used Bukku to run the books of a small service business for a month.

Overview

  • Origin: Malaysia
  • Category: Cloud accounting, SME SaaS
  • Platforms: Web browser, accessible from laptop, tablet or phone
  • Best for: SMEs, startups, freelancers and accounting firms
  • Pricing: Subscription plans, with a free trial to test it first

Key features

  • Sales and invoicing: create quotations, sales orders, invoices, credit notes and receipts, and send them to customers by email.
  • LHDN e-Invoice (MyInvois) support: submit e-Invoices to LHDN directly from Bukku, and track their validation status.
  • Purchases and expenses: record bills, supplier payments and expenses, and attach receipts for reference.
  • Bank reconciliation: import bank statements and match them with your records to make sure every ringgit is accounted for.
  • SST handling: apply Sales and Service Tax to transactions and see tax amounts clearly in reports.
  • Inventory: track stock items, quantities and cost of goods sold for product-based businesses.
  • Multi-currency: invoice and record transactions in foreign currencies.
  • Financial reports: profit and loss, balance sheet, cash flow, aged receivables and payables, and more.
  • Team and accountant access: invite staff and your accountant with different permission levels.

The tech behind it

Bukku is fully cloud-based, so there is nothing to install and your data is always backed up online. You and your accountant can work on the same up-to-date records at the same time, instead of sending files back and forth. For e-Invoicing, Bukku connects with the LHDN MyInvois system, so invoices can be submitted and validated without using a separate portal. Data is accessed through secure logins, and user permissions control who can view or edit sensitive financial information.

How to use it

  1. Sign up for a free trial and enter your company details.
  2. Set up your chart of accounts, tax settings and opening balances.
  3. Add your customers, suppliers and products or services.
  4. Start creating invoices and recording expenses as you do business.
  5. Connect your e-Invoice settings to submit invoices to LHDN.
  6. Reconcile your bank statement each month and review your reports.
  7. Invite your accountant to review your books at year end.

Benefits

  • Compliance ready: built-in e-Invoice and SST support helps businesses meet Malaysian requirements.
  • Saves time: invoices, reminders and reconciliation are much faster than spreadsheets.
  • Clear picture of your business: real-time reports show profit, cash and who owes you money.
  • Better teamwork: owners, staff and accountants work on the same data.
  • Professional image: clean, branded invoices look good to customers.
  • Access anywhere: check your finances from any device with a browser.

Who is it for?

Bukku is ideal for Malaysian SMEs that are moving away from spreadsheets or manual bookkeeping, and for businesses preparing for e-Invoicing. Freelancers and small agencies will appreciate the quick invoicing, while accounting firms can manage multiple clients in one place.

What we liked

  • Friendly interface that makes sense even if you are not an accountant.
  • Quick invoicing, quotations and payment tracking.
  • e-Invoice submission to LHDN is built in, with no separate portal needed.
  • Bank reconciliation made month-end much faster.
  • Easy to invite our accountant and share access.

What could be better

  • Larger businesses with complex needs, such as manufacturing, may want more advanced features.
  • Moving over old records from another system takes some effort.
  • Users with no accounting background may need some time to learn basic concepts like chart of accounts.
  • Some advanced features are only available on higher plans.

Tips for new users

  • Ask your accountant to help set up the chart of accounts and opening balances correctly.
  • Reconcile your bank account every month, not only at year end.
  • Customise your invoice template with your logo and payment details.
  • Check which e-Invoice phase applies to your business so you are ready on time.

Verdict: 4.5/5. Bukku is one of the easiest ways for Malaysian SMEs to go digital with their accounting. It is simple, built for local needs and ready for e-Invoicing, making it a strong choice for small businesses that want to stay compliant without the headache.

Similar apps you can try

  • SQL Account: a well-known Malaysian accounting software used by many SMEs and accounting firms, with local tax and e-Invoice support.
  • AutoCount Accounting: a popular Malaysian accounting software with strong inventory features, suited for trading and distribution businesses.
  • Financio: a Malaysian cloud accounting software for SMEs, with online invoicing and financial reports.
  • Xero: a global cloud accounting platform with many third-party integrations, good for businesses that work with overseas partners.
  • QuickBooks Online: a widely used global accounting software with invoicing, expenses and reporting for small businesses.

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